Terms and Conditions

Acceptance of terms

By using Credit Reaper during early access, users are expected to follow these review terms and any written onboarding instructions provided by the product team.

Account access

Workspace access should be granted only to authorized users. Account and invitation workflows may be expanded as the product moves toward broader launch.

Acceptable use

• Do not attempt unauthorized access to another company, user, entity, or environment.
• Do not upload or enter unlawful, harmful, or intentionally misleading content.
• Do not use Credit Reaper to make automated legal, lending, or collections decisions.

Business records and user responsibility

Users are responsible for the accuracy of company, entity, credit-line, transaction, note, and activity context they enter.

No legal or financial advice

Credit Reaper is an operating record system. It does not provide legal, tax, accounting, lending, collections, or financial advice.

Service availability

The product may change, pause, or be unavailable during development, testing, deployment, or maintenance.

Early access status

Some features, pricing, and limits may change before broad commercial launch.

Early Access / Alpha Testing

• Credit Reaper is an early-access alpha service. Existing features are available for evaluation and feedback and may contain errors or be temporarily unavailable. Alpha testing does not guarantee uninterrupted operation.
• You may use real registration information, email addresses, organization and company names, and business contact details, and participate in authorized organization invitations and memberships.
• Use fictional or synthetic information for financial transactions, credit balances, credit agreements, customer receivables and payables, and supporting documents. Do not upload confidential financial records or other confidential financial information during alpha.
• Alpha calculations, reports and balances must not be relied upon for actual credit, accounting or business decisions. The alpha service is not intended to be authoritative accounting or credit-decision software.
• The Privacy Policy continues to govern personal information collected during alpha. Share feedback and report issues through the existing Support or Contact page.

Limitations under review

Final limitation of liability, warranty, indemnity, and dispute terms require legal review before production use.

Contact

Use the contact page for questions about these draft terms.